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| Amount Range | 30 Days | 90 Days | 180 Days | 270 Days | 360 Days |
|---|---|---|---|---|---|
| ₱5,000 - ₱50,000 | 2.5% | 2.75% | 3.0% | 3.25% | 3.5% |
| ₱50,001 - ₱250,000 | 3.0% | 3.25% | 3.5% | 3.75% | 4.0% |
| ₱250,001 - ₱500,000 | 3.25% | 3.5% | 3.75% | 4.0% | 4.25% |
| ₱500,001 - ₱750,000 | 3.5% | 3.75% | 4.0% | 4.25% | 4.5% |
| ₱750,001 - ₱1,000,000 | 3.75% | 4.0% | 4.25% | 4.5% | 4.75% |
| ₱1,000,001 and above | 4.0% | 4.25% | 4.5% | 4.75% | 5.0% |
| ₱1,000,001 and above @ 2 years =5.25% per annum | |||||
| ₱1,000,001 and above @ 3 years =5.5% per annum | |||||
| ₱1,000,001 and above @ 4 years =5.75% per annum | |||||
| ₱1,000,001 and above @ 5 years =6.0% per annum | |||||
| Deposit Type | Terms & Interest Rate |
|---|---|
| 1. Membership Share Capital |
a. Subscription Agreement — A minimum of
20
shares equivalent to Php 2,000.00 b. Paid Up Capital — Initial share capital contribution of 5 shares equivalent to Php 500.00 c. Unpaid Subscription — This can be paid within 2 years from becoming a regular member. Failure to comply can result a member to be in bad standing. |
| 2. Alkansya Savings |
Savings product for members aged 6 to 17 years old that allows members
to save money for future needs and special occasions. Members may
withdraw their savings after at least six (6) months for the following
purposes:
|
| 3. Student Savings Program (SSP) |
Allows student from schools with a
Memorandum of Agreement with the cooperative to save their money.
Students may withdraw their savings anytime, as long as they maintain
minimum balance of Php 100.00.
|
| 4. Special Deposit |
Investment venture that will teach our children and youth to invest in a
high yielding
investment or locked in unit until they reach the age of18. The minimum
deposit to earn
interest in Php 500.00.
|
| 5. In Trust for |
Designed for members below 5 years old. The minimum deposit is Php.
500.00, and the savings may be withdrawn when the child reaches 18 years
old.
|
| 6. Regular Time Deposit |
This time deposit Program is designed to introduce the younger
generation to financial investment. The minimum deposit is Php 5,000.00,
with a minimum term of one (1) year. The deposit may be withdrawn when
the member reaches 18 years old, based on the agreed terms and
conditions.
|
| Type of Loans | Loanable Amount | Term | Mode of Payment |
|---|---|---|---|
| A. Regular | Capacity Based | 1 to 5 Years | Monthly/Quarterly/Semi-Annual |
| B. Livelihood Financing | Maximum of ₱150,000 | 3 to 8 Months | Weekly/Monthly/Lumpsum |
| C. Business Loan | Maximum of ₱200,000 | 3 to 12 Months | |
| D. Bonus Loan | 80% of Basic Salary (Gov't Employee) | 1 to 6 Months | Lumpsum |
| E. Emergency Loan | Based on Share Capital (Maximum of ₱50,000) | 1 to 6 Months | Monthly/Lumpsum |
| Months/Years of Membership | Benefits |
|---|---|
| 90 days to 12 months | ₱30,000 |
| Over 12 to 18 months | ₱55,000 |
| Over 18 to 24 months | ₱80,000 |
| Over 24 to 30 months | ₱105,000 |
| Over 30 to 36 months | ₱130,000 |
| Over 36 to 42 months | ₱155,000 |
| Over 42 to 48 months | ₱165,000 |
| Over 48 to 60 months | ₱175,000 |
| Over 60 to 120 months | ₱185,000 |
| Over 120 to 180 months | ₱200,000 |
| Over 180 to 240 months | ₱215,000 |
| Over 240 months | ₱230,000 |
- Suyo MPC Fabric & Apparel (Weaving & Tailoring)
Provides jobs and skills training for members. Produces
quality woven and tailored products.
